Privacy Statement
1. Introduction
This Privacy Statement explains how CAP Initiatives Limited (“CAP Initiatives”, “we”, “us”) collects, uses, and protects your personal information when you use the Buffer Builder mobile application (“the App”).
CAP Initiatives is associated with Christians Against Poverty New Zealand, but Buffer Builder operates as a standalone digital product.
We are committed to protecting your privacy in accordance with the New Zealand Privacy Act 2020.
2. What Information We Collect
We may collect the following types of information:
a. Information You Provide
- Name and email address (if you create an account)
- Savings goals, targets, and progress
- Notes, preferences, and other information you enter
- Information on what or who brought you to the app
b. Usage and Analytics Information
We use Mixpanel, an analytics service, to understand how users interact with the App.
This may include:
- Screens viewed
- Features used
- Actions taken within the App
- Time spent in the App
This information helps us improve functionality and user experience.
c. Technical and Device Information
- Device type and operating system
- App version
- Crash and performance data
- App-generated identifiers (user ID)
We only collect information necessary to operate and improve Buffer Builder.
3. How We Use Your Information
We use your information to:
- Provide and operate the App
- Track your progress toward savings goals
- Personalise your experience
- Improve App features and performance (including via Mixpanel analytics)
- Maintain security and prevent misuse
We do not use your data for advertising or sell it to third parties.
4. Analytics (Mixpanel)
We use Mixpanel to collect usage data and analyse user behaviour within the App.
Mixpanel may process:
- Device-level identifiers
- Interaction data (e.g. events, clicks, feature usage)
This data is used only for product improvement and analytics purposes.
We configure analytics to:
- Avoid collecting unnecessary personal data
- Limit data to what is required for App functionality and improvement
5. Financial Information Disclaimer
Any financial information entered into the App:
- Is provided voluntarily by you
- Is used solely to deliver App functionality
- Is not verified or connected to financial institutions
Buffer Builder does not access or control your bank accounts.
6. Sharing of Information
We do not sell personal information.
We may share information with:
a. Service Providers
Including:
- Cloud hosting providers
- Analytics providers (such as Mixpanel)
These providers:
- Process data on our behalf
- Are required to protect your data
b. Legal Requirements
Where required by law or to protect users and CAP Initiatives.
7. Data Storage and Security
We take reasonable steps to protect your data, including:
- Encryption in transit
- Secure infrastructure
- Restricted access controls
However, no system can guarantee complete security.
8. Data Retention
We retain your information only as long as necessary to:
- Provide the App
- Improve services
- Meet legal obligations
We aim to minimise retained data wherever possible.
9. Your Rights
You have the right to:
- Access your personal information
- Request correction
- Request deletion
These rights align with the New Zealand Privacy Act 2020.
10. Managing Your Data
You can:
- Update your information within the App
- Request deletion of your account and data
Requests can be made by contacting us.
11. No Cross-App Tracking
Buffer Builder:
- Does not track you across other apps or websites
- Does not use your data for targeted advertising
12. Third-Party Services
The App uses third-party services (such as Mixpanel) to support functionality.
These providers may process data solely to:
- Deliver services
- Support analytics and performance monitoring
They are not permitted to use your data for their own purposes.
13. Relationship to CAP Services
Using Buffer Builder:
- Does not create a client relationship with Christians Against Poverty New Zealand
- Does not integrate with CAP NZ client systems
Any engagement with CAP NZ services is subject to separate privacy terms.
14. Children’s Privacy
The App is not designed for children under 13.
If we become aware that data has been collected from a child without appropriate consent, we will delete it.
15. Changes to This Statement
We may update this Privacy Statement from time to time.
Updates will be published within the App.
16. Contact Us
For questions or requests regarding your data:
CAP Initiatives Limited